Buying Tips
So you want to move house and your looking for somewhere to buy, what next?
Print this page of and make sure you didnt miss anything and you won’t go to far wrong. Buying a property requires organisation. These lists will help keep you organised.
How much buying power can you afford?
We all know what we like, but what can you actually afford? The price of your new house or flat is just the beginning of the costs involved in purchasing a new property in the UK. If you need to arrange a mortgage, then you must add interest into the equation, which can be a significant sum if it takes a while to move. You will also need to remember to include some of these costs below:
Solicitor’s fees | £900 |
Searches | £25-150 |
Land Registry | £80 |
Solicitor’s disbursements | £35 |
Lending source’s solicitor’s fees | £300 |
Mortgage Indemnity Guarantee | £1,400 |
Lender’s valuations | £160 |
Survey fee | £300 |
Buildings insurance | £200 |
Removal firm | £300 |
What boxes need to be ticked? – Location?
Do your homework on this if you don’t want to make a regretted mistake. You may have always dreamed of living in a grand flat in Mayfair, or in a renovated farmhouse in rural Devon, but now is the time to be realistic about where you can afford to live. Location is critical to your decision.Get to know the public transport routes, the roads, the amenities and the atmosphere of the place.
Arrange Viewings
So what are you looking for on each viewing?
Interior considerations:
Bedrooms
Bathrooms
Reception Rooms
Kitchen
Hall
Storage Space
Heating
Water
Electricity
Exterior Considerations:
Garden or Outdoor space
Parking/Garage
Paint
Walls and Pointing
Roof
Drains/Gutter
Window Frames
Proximity to:
Work
Public Transport
Schools
GPs
Shops
Health Club
Friends & Family
Location rating overall
Other considerations:
Age of Property
Amt. of Renovation needed
Direction property facing
How long on market?
Noisy or Quiet Area?
I am looking for a bungalow, two bedrooms at least, with a garage in a village situation on a bus route.
I am a cash buyer and do not have a property to sell.
Thank you and kind regards.
Yours sincerely
Gillian O’Farrell (Mrs)
looking for a 2/3 bedroom house or flat in the lincluden lochside area
wish to purchase house at castlethorpe Milton keynes
Looking for a 2 bedroom house in Bispham or Clevelys Blackpool
How do I view property for sale on your website?
We have two potential properties to buy, one is in Furndown, Dorset and the other Hordle near Lymington but do not know the areas. We have visited both but Is there any information on these locations you can share?
Looking for an apartment in Southsea Hants, allocated parking, close to town centre.