When it comes to watching Phil and Kirstie on Location Location, my favourite part of the programme is waiting to see Phil or Kirstie decide on how to negotiate the offer with an estate agent. So what tips can we learn from watching these experts on their mobiles to an estate agent. 1) Firstly its important to ...

Banks or building societies for approved mortgages? In mid 2009 to 2010, for every 1 building societies approved mortgage, there is 3 High Street Banks approval. Mortgage activity in the UK has increased significantly during the last year, new figures have indicated. Though this week the FSA have really cut down on mortgages that are self approved. According ...

HSBC warns new regulations could break up banks The HSBC's chairman, Stephen Green, warned that the likely structure of the proposed Basel III accord on banking risks "overly gold-plating" investment banking capital requirements. He also said that the proposed "net stable funded ratio" system of governing liquidity as part of the next stage of the Basel regulations ...

House buyers could be refused mortgages under new Bank of England powers to be unveiled by the Chancellor of the Exchequer. With the economy struggling since the collapse of Banks such as the Northern Rock and a lack of stability in recent months, it appears this is a necessary adjustment. George Osborne will announce that he ...

Today we notice a few reports saying you should only purchase with a reasonable deposit. We investigated this debate and found it has been based on whether its a good time for first time buyers to purchase rather than rent property. Some lenders claim this to be true as the rates are still very competative, though ...

Today we discover the easiest ways to increase home equity. Learn how to take some simple steps for any homeowner and increase the equity in there home. Just to define equity from the outset, it is the difference between the value of the home and the amount of debt. Most property owners long for the moment when ...

Santander look set to buy Royal Bank of Scotland It seems Santander the Spanish bank that bought Abbey National are about to purchase 318 branches from Royal Bank of Scotland Santander put a £2bn offer in April and is set to acquire 318 high street branches from the Royal Bank of Scotland as the only bidder ...

This weeks mortgage news includes... Telegraph reports that economists say that UK mortgage approvals rise but housing market will struggle Reuters reports the number of mortgage approvals for UK house purchases rose an annual 15.5 percent in April to the highest level this year About Property say one in three Brits are not afraid to make their first ...

Bank rates look set to rise in the coming months It looks likely the Bank of England will need to raise rates to control inflation and thereby encourage growth and recovery. Cameron said economic growth cannot be restored in Britain without getting the record budget deficit under control, after he became prime minister earlier this month after ...

Last week Tepilo put together a very helpful guide a few days back for anyone who is thinking of applying for a mortgage. I love Tepilo as it is a very clean design and feels incredibly easy to use. The details include tips such as avoid so-called credit repair companies - they cannot help to change your ...